6 Realistic Ways to Afford Midwifery Care
Because your birth experience is worth investing in.
Choosing midwifery care means choosing personalized, holistic, and culturally competent support through one of life’s most sacred journeys — but many families worry about how to make it work financially.
The truth is: you can afford midwifery care, and we’re here to walk with you every step of the way. Whether you’re planning a home birth or water birth, here are 6 realistic ways to make a midwifery package accessible — without financial stress.
💳 1. Monthly Payment Plans
We offer flexible payment plans that make budgeting easier. If you start care early (around 10–12 weeks), you’ll have up to 6 months to pay your balance.
Example plan:
$800 deposit at booking
$6,200 remaining
$1,034/month over 6 months
Want smaller payments? Ask about biweekly options.
💼 2. Use Your HSA or FSA
Did you know your Health Savings Account (HSA) or Flexible Spending Account (FSA) can be used to pay for midwifery care?
If you have one through your employer, it’s a great way to use pre-tax dollars to invest in your care.
🏥 3. Insurance Reimbursement
Even if I’m an out-of-network provider, you may qualify for partial reimbursement after birth. Many families get back hundreds (or even thousands) by submitting a superbill.
Helpful resources:
🎁 4. Ask for Support on Your Registry
You don’t need another set of onesies — what you really need is support for your birth. Invite your village to contribute to your care through:
BeHerVillage – a registry for birth and postpartum support
GoFundMe – a great tool for raising funds
Zola – set up custom cash gifts for birth expenses
Your care is a gift that keeps on giving.
🧾 5. Budget with Intention
A hospital birth can come with unexpected co-pays, facility fees, and separate charges for every provider. Midwifery care includes prenatal visits, birth, postpartum care, and lactation support all in one transparent fee.
By investing in midwifery care:
You reduce surprise costs
You gain personalized attention
You invest in a birth experience centered on your values
🤝 6. Explore Community-Based Aid
Every family deserves safe, supported birth — no matter their income. I offer:
Sliding scale spaces (limited per month)
Scholarships for Black, Indigenous, and low-income families
Guidance toward local birth funds or nonprofits
Don’t hesitate to ask. We’re here to make this work with you.
You're Not Alone — Let's Plan Together
If you're ready to talk through your options, book a free consultation. We’ll walk through payment plans, insurance, and any resources available to make sure you feel informed and empowered every step of the way.
Because your birth deserves more than a bill. It deserves a community.
